Such a crucial topic to become aware of that a lot of people tend to neglect. The way I phrased it in my own writing is when people prioritize short-term gratification over long-term gratification.

I think especially in today's day and age, where youth are very used to getting instant gratification and what they want right away, this topic is more important than ever. It's easy to fall into the bad habit of "oh it's not gonna be my problem today. I'll deal with it tomorrow."

Starting with the Future Self in mind and reverse-engineering is a great idea. It's easy to want the goal, but it takes work to really plan out a sound roadmap to get to that goal.